You could be owed over £4,000* in Compensation

Upto 90% of PCP and HP agreements from 2007–2021 could include undisclosed commissions.*

It’s quick, easy, and takes just 2 minutes

Trusted by Thousands for PCP & HP Claims

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Registered Clients

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Average Claim Value

3

“This could lead to billions of pounds of overcharged interest paid back to millions of people”

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“Motorists who bought a car on finance could share in billions of pounds in compensation following a landmark test case”

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“Another 11 million buyers who took out loans could be in line for payouts after a court ruling”

How It Works

Find Your Agreements

Start by filling out our simple online form. We’ll handle the rest, running a soft credit search to locate your PCP or HP finance agreements quickly and efficiently.

Leave It to Us

Our expert claims management team takes care of everything. From communicating with lenders to negotiating the best possible settlement on your behalf, you’re in safe hands.

Get Paid

Once we’ve secured the settlement you deserve, we’ll contact you to arrange for the payout. Sit back and let us do the hard work while you enjoy the results.

Hear From A Few Of Our Clients

What Is a DCA Claim?

Understanding DCAs

Discretionary Commission Arrangements (DCAs) allowed car dealers to adjust interest rates to earn higher commissions, often without informing borrowers. The FCA banned these practices in 2021 to protect consumers from unfair costs.

Why DCA Claims Matter

DCA claims help consumers recover money from hidden commissions that inflated the cost of their car finance agreements. These claims bring transparency and hold lenders accountable for past unfair practices.

Am I Eligible for a DCA Claim?

You may be eligible if your car finance agreement was set up before 2021. Common signs include unexpected high interest rates, unclear costs, or undisclosed commissions. Some estimates think that 90% of car finance agreements between 2007 and 2021 were subject to DCA.

How Can We Help You?

We handle the entire process for you—from contacting the lender to reviewing your agreement and pursuing your claim. Our team will manage your case from start to finish, ensuring you receive the compensation you deserve.

Ready to Claim What’s Rightfully Yours?

Don’t leave money on the table! With over 15,000+ clients helped and an average claim value of £4,026.48, now is the perfect time to check your eligibility.

No Win, No Fee – 100% Risk-Free